Social Security and SSI beneficiaries will see a slight shake-up in November’s payment schedule. The Social Security Administration (SSA) has confirmed that Supplemental Security Income (SSI) payments will arrive a day earlier – on Friday, October 31, 2025 – instead of November 1, since that date falls on a Saturday.
This shift means no SSI payment will arrive in November itself, leaving recipients with two deposits in October – one on October 1 and another on October 31. The early payment is part of SSA’s standard procedure to ensure payments never land on weekends or holidays.
SSI payments explained
Typically, SSI benefits are sent out on the first of each month, helping more than 7.4 million Americans – including seniors, disabled adults, and low-income families – manage essential expenses, per USA Today. When that date falls on a weekend or holiday, the SSA advances payments to the nearest working day to prevent any delay.
Why there’s no SSA payment in November?
Because November 1 falls on a weekend, the SSA is advancing the payments. The agency has advised beneficiaries to plan, noting that the late-October payment will need to cover November’s rent, groceries, and bills, as the next deposit will be on December 1, 2025, according to the SSA calendar.
Meanwhile, Social Security retirement, survivor, and disability payments will follow the standard schedule based on birthdays:
November 3: Dual recipients or those who began collecting before May 1997
November 12: Birthdays from the 1st to 10th
November 19: Birthdays from the 11th to 20th
November 26: Birthdays from the 21st to 31st
Also read: New Social Security rules in 2026: Monthly checks rise, but early claimants may face cuts
Will the government shutdown affect payments?
Social Security and SSI payments will not be delayed during the government shutdown, as these benefits are protected under mandatory federal spending – meaning their funding is not dependent on annual congressional approval.
Adults earning more than $2,019 per month typically don’t qualify for SSI, though about one-third of recipients also receive Social Security.
With SSI checks arriving on October 31 and Social Security payments set for November 3, 12, 19, and 26, beneficiaries are encouraged to mark their calendars now. Careful planning can help ensure a smooth financial month – even with the unusual payment cycle.
To check your eligibility for these benefits, visit ssa.gov or call 1-800-772-1213 (TTY 1-800-325-0778) between 8 AM and 7 PM on weekdays.
FAQs
When will SSI payments arrive for November 2025?
SSI payments will be sent early on Friday, October 31, 2025, since November 1 falls on a Saturday.
Will Social Security payments also follow this change?
No. Social Security payments will follow their usual birthdate schedule on November 3, 12, 19, and 26.
Will the government shutdown delay payments?
No. Social Security and SSI benefits continue as scheduled because they are protected under mandatory federal spending.
When is the next SSI payment after October 31?
The next SSI payment will be deposited on Monday, December 1, 2025.
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